Epilepsy and Holiday Insurance

Epilepsy and Holiday Insurance

Going away can be stressful at the best of times as you have to organise flights, accomodation, injections and travel insurance etc.
But when a family member has a life-long condition including epilepsy, getting appropriate travel insurance can be a bit of a minefield.
When looking at insurance make sure it meets the needs of the person with a pre-existing medical condition and that you also look at the exclusions (what the policy doesn’t cover).
If you are going away but the person with the life-long condition is staying at home, tell your insurance company about their condition. If you have to cut short your holiday because of their condition, your insurance might not cover you because you didn’t inform them about it.
Some members have recently had difficulty in finding appropriate travel insurance so I have put together a quick go to guide!
Epilepsy Action – support group for people with epilepsy offers insurance with Insure & Go which is only available exclusively through Epilepsy Action.  Their cover includes:
* No upper age limit
* Kids go free
* Medical and repatriation
* Personal belongings and baggage
* Scheduled airline failure
If you are a member of Epilepsy Action, you will also receive a 10% discount on top of your quote.
For more details: https://www.epilepsy.org.uk/info/travel-insurance
Family Fund Travel Insurance – for families raising a disabled or seriously ill child up to ages 18. Also available for families with those age 18-23 years in full-time education at time of travel.  Cover includes:
* All immediate family, carers, grandparents who will be travelling.
* No medical screening required
* All conditions covered
For more details: http://www.familyfundtravelinsurance.co.uk/
Essential Travel – offers tailor-made insurance dependent on the type of epilepsy the person has.  You are asked to fill in a medical questionnaire so that they can offer you the best quote possible.
For more details: http://www.essentialtravel.co.uk/travelinsurance/preexisting-medical-conditions.asp
There are other insurance companies that might be able to help specifically for those with epilepsy which have been shared by families on the Epilepsy Society website and these include:
* Direct Travel Insurance http://www.direct-travel.co.uk  / - 0845 605 2700
*  Aria Assistance - 0844 338 5533
Freedom Insurance Services Ltd - 01223 446 914
* Free Spirit Travel Insurance - 0845 230 5000
* Good To Go Insurance/  - 0844 334 0165
* Orbis Insurance - 01424 220 110
* Saga - 0800 015 8055 (for people over 50)
* The Insurance Surgery (broker) - 0800 083 2829
* Travel24dr - 0844 482 2303

Chantelle Roberts